Pay Local. Move Global.

Local payment rails. Global financial access.

HashWhale has officially obtained the U.S. MSB license
Registration number 31000312797767
Valid Thru08/29
VisaPlatinum
Valid Thru12/30
VisaInfinite
保本赚币
01 · Product Suite

Four businesses
one account

Earn, Loan, Spend, Convert — your VIP tier sets your spending-cashback rate and loan discount, with all data flowing into one unified system.

01 · EarnEarn
Interest calculated hourly, compounded on the hour. Flexible savings at 7.15% APY and fixed-term up to 10.12% APY, covering a range of major cryptocurrencies.Max APR10.12%View
02 · BorrowLoan
Keep your crypto, unlock cash flow. Borrow USDT against BTC / ETH at up to 70% LTV — stay exposed to the upside, with no fixed repayment date.Min Rate2.88%View
03 · SpendSpend
The HashWhale Visa Card seamlessly converts your stablecoins into local currency for spending at over 150 million Visa acceptance locations worldwide. USDT is debited instantly — spend your yield as you earn it, with up to 3.00% cashback at VIP 9.Max Cashback3.00%
04 · ConvertConvert
Zero slippage, zero fees. Swap major coins in seconds, directly linked across your Earn, Funding, and Loan accounts.Fees0.00%View
02 · VIP Program

Start at VIP 0
VIP 9 sail to

Level up by hitting either your own AUM target or your active-invite target.

Tier
V0
Loan disc.
Tier
V1
2%
Loan disc.
Tier
V2
3%
Loan disc.
Tier
V3
4%
Loan disc.
Tier
V4
5%
Loan disc.
Tier
V5
6%
Loan disc.
Tier
V6
7%
Loan disc.
Tier
V7
8%
Loan disc.
Tier
V8
10%
Loan disc.
Tier
V9
12%
Loan disc.

Trading starts with a download.

Trading starts with a download.

Scan to DownloadiOS & Android
Download on the App Store
TestFlight
DOWNLOAD VIATestFlight
Get it on Google Play

FAQs

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