01 · Product Suite
Four businesses
one account
Earn, Loan, Spend, Convert — your VIP tier sets your spending-cashback rate and loan discount, with all data flowing into one unified system.
01 · EarnEarn | Interest calculated hourly, compounded on the hour. Flexible savings at 7.15% APY and fixed-term up to 10.12% APY, covering a range of major cryptocurrencies. | Max APR10.12% | View |
02 · BorrowLoan | Keep your crypto, unlock cash flow. Borrow USDT against BTC / ETH at up to 70% LTV — stay exposed to the upside, with no fixed repayment date. | Min Rate2.88% | View |
03 · SpendSpend | The HashWhale Visa Card seamlessly converts your stablecoins into local currency for spending at over 150 million Visa acceptance locations worldwide. USDT is debited instantly — spend your yield as you earn it, with up to 3.00% cashback at VIP 9. | Max Cashback3.00% | |
04 · ConvertConvert | Zero slippage, zero fees. Swap major coins in seconds, directly linked across your Earn, Funding, and Loan accounts. | Fees0.00% | View |
02 · VIP Program
Start at VIP 0
VIP 9 sail to
Level up by hitting either your own AUM target or your active-invite target.
Tier
V0
—
Loan disc.
Tier
V1
2%
Loan disc.
Tier
V2
3%
Loan disc.
Tier
V3
4%
Loan disc.
Tier
V4
5%
Loan disc.
Tier
V5
6%
Loan disc.
Tier
V6
7%
Loan disc.
Tier
V7
8%
Loan disc.
Tier
V8
10%
Loan disc.
Tier
V9
12%
Loan disc.
Trading starts with a download.
Trading starts with a download.
Scan to DownloadiOS & Android
DOWNLOAD VIATestFlight

