Dear HashWhale Users,

HashWhale is pleased to announce the official launch of Flexible Earn, offering a more flexible and efficient way to grow your idle assets. Key highlights of this release include:

1. Tiered Rewards with Competitive APR on Major Tokens

Flexible Earn adopts a “Base Real-Time APR + Tiered Bonus APR” reward structure.

For example, the current maximum APR for USDT is as follows:

• USDT: Up to 15.15% APR
• Tiered Bonus APR: 8.00% (for up to 400 USDT)
• Base APR: 7.15%

2. Hourly Reward Distribution with Real-Time Compounding

• Accrual Mechanism: Rewards start accruing from the next full hour after a successful subscription
• Distribution Rule: Rewards are automatically distributed hourly to the user’s Earn wallet
• Compared to traditional settlement models, hourly distribution enables faster capital growth through continuous compounding

3. Anytime Redemption with Instant Credit

• Flexible Earn products have no lock-up period
• Redemption requests are supported 24/7
• Upon successful redemption, assets are credited instantly to
• My Wallet → Available Balance, ensuring sufficient liquidity for timely market opportunities

4. Principal Protection with Controlled Risk

This product is designed as a capital-protected offering.

HashWhale safeguards the principal amount subscribed by users, providing a stable, harbor-style yield solution during periods of market volatility.

5. One-Step Subscription, Continuous Earnings

Simply select a Flexible Earn product on the Simple Earn page and enter the amount to start earning rewards immediately.

Thank you for your continued support and trust.

HashWhale remains committed to security, compliance, and professionalism, and will continue to deliver robust and innovative asset management solutions.

HashWhale Team

December 31, 2025